Find answers to the most frequently asked questions about getting and using your Charter One Everyday Points Platinum Rewards MasterCard.
Q: What types of rewards will I receive with the Everyday Points Rewards Program?
A: With Everyday Points, you enjoy a large variety of rewards in categories including: gift cards, cash, travel, merchandise, and much more. For a complete listing of the Everyday Points rewards visit http://www.charteroneeverydaypoints.com.
Q: How do I earn 10 points for every $1?
A: As a Charter One credit cardholder, you will automatically earn 10X points for every $1 spent on gas, grocery and drug store purchases for the first 90 days. After 90 days, you can earn 3 Everyday Points for every $1 spent on credit card purchases when you have a Charter One checking account with an Everyday points debit card
Q: How do I redeem my reward points?
A: Call the Everyday Points Rewards Redemption Center toll-free at 1-877-242-7837. Our specialists are available Monday - Friday 9 a.m. to 9 p.m. EST, Saturday and Sunday 10 a.m. to 7 p.m. EST. Or visit http://www.charteroneeverydaypoints.com to redeem online at anytime.
Q: What does it cost to apply?
A: There are no application fees for applying.
Q: How long will it take to process my application?
A: In most cases, it takes two weeks. However, it may take up to 30 days to process your application.
Q: Is the information I submit on this application secure?
A: Yes. We use the highest form of Internet security technology. This ensures that the private and personal information you are submitting remains secure and confidential.
Q: Will I receive some sort of confirmation after I submit the online application?
A: Yes. After you submit your application, a confirmation page will appear on your screen. It may take a few moments, so please do not interrupt your browser during this process.
Q: Can I apply by phone?
A: Of course. We would be happy to take your application over the phone. Please call 1-888-511-2777 for credit card applications.
Q. Is there an annual fee for the card?
A: No. You won't be charged an annual fee for the Charter One Everyday Points Platinum Rewards MasterCard®.
Q. What Platinum benefits do I get?
A: The purchases you make with your card have Extended Warranty Coverage which doubles the protection on most manufacturers' warranties up to one year. Plus, you get travel accidental insurance protection, car rental insurance and an optional Year-End Account Summary. For more information, click here.
Q. Can I manage my account online?
A: Yes. Simply enroll in Online Account Access. You can see recent and past statements, pay your credit card bill, check balances and more online. Enrollment is free and available 24/7.
Q. Where is my card accepted?
A: You can use your card at millions of MasterCard® locations worldwide – including online. No card is accepted in more places.
Q. How can I make balance transfers with my card?
A: It’s easy. Just use the Balance Transfer checks in your Welcome materials. You may also go online or contact our Customer Service Department at 1-888-711-8585 for more information.
Q: Will any balance transfer(s) I make appear on my next statement?
A: Balance transfers can take up to four weeks to process. Continue to pay the minimum monthly payments on the accounts you designate until the balance transfer payments appear as credits on those accounts.
Q. What if I ever have a question or concern about my card?
A: Simply contact the Customer Service Department at 1-888-711-8585, Monday through Friday from 7 a.m. to 1 a.m. EST or Saturday and Sunday from 7 a.m. to midnight EST.
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Everyday Points® Program
$25 program annual fee applies. In the case where your only enrolled account(s) in the Program is the Credit Card and/or the Business Credit Card, you will not be charged the Annual Program Membership Fee. Terms, conditions, restrictions apply. Please see terms and conditions or speak to a banker for details.