Help Me Choose

Step 1 of 3: Relationships

Are you currently part of a rewards program with Charter One?

Step 2 of 3: Rewards

In which Rewards program are you currently enrolled?

Step 2 of 3: Rewards

Are you looking for a card with the lowest rate or one that earns rewards?

Step 2 of 3: Rewards

What kind of rewards programs interest you the most?

Step 3 of 3: Results

Based upon your preferences, here is the Charter One MasterCard^® that works best to meet your needs.

Accelerator Rewards Platinum MasterCard^®

Earn 10% cash back on all gasoline purchases at any gas station nationwide for 90 days. After 90 days, earn 2% cash back on all gas purchases and 1% cash back for all other purchases.

Convenient reward redemption.
0% APR on balance transfers for the first 12 months.
APR as low as 15.99%, 17.99%, or 19.99%.
Balances count toward Circle checking minimum balance.

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Everyday Points^® Platinum Rewards MasterCard^®

Earn 10X points for every $1 spent on gas, grocery and drug store purchases for the first 90 days. After 90 days, earn 3X points for every $1 you spend on credit card purchases when you have a Citizens checking account with an Everyday Points debit card. Redeem towards Gift Cards, Cash, Travel, Merchandise and much more.

0% APR on balance transfers for the first 12 months.
APR as low as 15.99%, 17.99%, or 19.99%.
Balances count toward Circle checking minimum balance.

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CashBack Platinum MasterCard^®

Earn Double cash back-a full 2 %- automatically, on all purchases for 90 days. After 90 days, earn 1% cash back on all purchases, plus receive Charter One Quarterly Cash^SM promotional offers to earn even more cash back.

Convenient reward redemption.
0% APR on balance transfers for the first 12 months.
APR as low as 15.99%, 17.99%, or 19.99%.
Balances count toward Circle checking minimum balance.

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Green$ense^® Platinum MasterCard^®

Complement your Green$ense^® enrolled checking account. Earn 30¢ on each credit card purchase, up to an additional $30 each month, when you make 10 qualifying transactions from your Green$ense checking account.

Convenient reward redemption.
0% APR on balance transfers for the first 12 months.
APR as low as 15.99%, 17.99%, or 19.99%.
Balances count toward Circle checking minimum balance.

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Charter One Platinum MasterCard^®

The best rate available from Charter One, plus great platinum benefits.

0% APR on balance transfers for the first twelve months. (This means your first 12 billing cycles. At the time of application, balance transfer fees apply - each check will have a fee of 3% with a $10 minimum.)
APR as low as 13.99%, 15.99%, or 17.99%.
No annual fees.
Balances count toward Circle checking minimum balance.

Learn More Apply Now